Klarna not successful, can I apply again?

We understand that circumstances can change, and a previously declined application doesn’t necessarily mean that a future one will be refused. However, we do recommend waiting at least three to six months before submitting another application or if you see a positive change on your credit file that may influence the result.

Credit scoring is a method financial companies use to assess the creditworthiness of applicants. When you apply for online finance, this system evaluates your application based on factors like age, income, occupation, and information from credit reference agencies.

By using this approach, they ensure decisions are made consistently and fairly for all applicants. It's important to note that credit scoring does not consider factors such as gender, race, religion, or disability in its evaluations.